Lease
LEASE FROM THE MANUFACTURER
In collaboration with Hiltermann Lease, Breston also offers you the possibility to lease our machines. Breston provides the delivery and service of your machine and Hiltermann Lease provides the financing.
As an agricultural entrepreneur you see investment opportunities, but you cannot always settle the financing from your own resources or through your House bank. Leasing can quickly provide a solution. For a fixed, limited amount per month, as an agricultural entrepreneur, you can still move forward.
Lease
Win-win strategy
Lease: The win-win strategy for growth
Leasing of machines and equipment has been on the lift for years. We also see very well why, leasing is the booster for accelerated growth among agricultural entrepreneurs. With this form of lease you can invest without affecting your liquidity.
”A financing is often provided based on existing figures. We make a difference by looking forward with the entrepreneur too”, says the team leader equipment of Hiltermann Lease.
Breston offers the maintenance service, Hiltermann Lease takes care of the financing and also covers the risks. You have the certainty that your agricultural process is at a maximum level.
Different forms
Financial of operational lease
Two forms of lease are possible for leasing agricultural machinery, financial of operational lease
Financial Lease:
- Investment deductible
- Interest deductible
- Fixed interest rate
- Printing monthly charges via a final deadline
- Flexible usage costs associated with the object’s deployment
Differences:
- Owner Object:
- Role Hiltermann:
- Vat:
- Balance:
- Residual Value risk:
- Investment deduction:
- Environmental deduction:
Financial Lease:
Customer
Financier
Full amount in advance
Item on the balance sheet of customer
Yes
Yes
Yes
Operational Lease:
- Low risk
- Maintenance to your liking included
- Preservation of investment space
- Fixed cost per month
- Maturity shorter than economic life span
Differences:
- Owner Object:
- Role Hiltermann:
- Vat:
- Balance
- Residual Value risk:
- Investment deduction:
- Environmental deduction:
Operational Lease:
Hiltermann
Landlord
Included in Tariff
Object on balance Hiltermann
No
No
Yes (discounted rate)
Lease
Procedure
With Financial and Operational lease, the customer is responsible for keeping the object in good condition at his own expense and risk. The customer is also responsible for ensuring the object during the entire term, based on the usual conditions against damage and loss.
Procedure
- After order confirmation, Breston provides the request to Hiltermann Lease.
- If necessary, Hiltermann will ask you for additional financial information.
- Hiltermann informs you and Breston about the outcome of the credit check.
- Hiltermann asks for a debit card, ID and invoice to complete the lease agreement and send it to you or Breston.
- After returning the legally validly signed agreement and accompanying documents, the agreement is in force and Hiltermann proceeds to paying Breston.
Criteria
Conditions and Criteria
To qualify for the Breston and Hiltermann Lease procedure, you must comply with the following points.
Criteria:
- May consult at least one full financial year
- Positive business Results
- Sufficient repayment capacity
- Investment in ratio Toto company size
- If VOF, CV, sole proprietorship, partnership and free profession: no BKR registration